Portfolio Management

We employ tactical risk management using our unique portfolio management process.

If you agree that the world is changing; that world debt is an issue; that information travels faster; that the market is more volatile; or even simply that there will be at least one more bear market during your life, you should address these concerns with a financial advisor.

We consider your objectives, time horizon, and risk tolerance when providing investment solutions and designing a portfolio. Asset allocation is the first rule to a balanced portfolio. At Moulton Wealth Management, Inc., we help to set reasonable expectations with our clients to ensure their investment goals are addressed. And by working with Rial and Don Moulton, both Certified Financial Planner™ professionals, you know you’re working with persons who have satisfied the strenuous requirements of Education, Ethics, Experience and Testing. Why settle for less? 

Managing Risk

The first tool for risk management is asset allocation. Asset allocation is designed to reduce risks that are unique to a specific investment or investment class. It does not eliminate market risk or the risk of loss. However by diversifying assets into different baskets we can reduce the effects of an underperforming asset that could affect the entire portfolio.

Second, we employ a Sell Discipline in our investment process. Buy and Hold is great during bull markets like we enjoyed from the mid 1980’s to the year 2000. But since then, most investors agree we’ve been in a structural bear market. Especially during these times, you need to consider whether employing a sell discipline is important to help preserve capital.

What is your sell discipline?

We have a variety of investment programs available including load and no-load mutual funds, ETFs, individual equities and bonds as well as third party money managers. This allows us to provide the service best suited for your situation.

*Asset allocation, which is driven by complex mathematical models, should not be confused with the much simpler concept of diversification.